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Frequently Asked Questions
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A personal loan is a loan that does not require any collateral or guarantor and can be availed with only 2 documents. You can avail a Personal Loan from Home Credit India of up to Rs. 5,00,000 to meet your current financial needs and use it to pay for your immediate needs like medical emergencies, home renovation, wedding, or for any other unplanned expenses.
With our simple and easy eligibility almost anyone can apply for a personal loan. You are eligible to apply for a Home Credit Personal Loan if you meet the following criteria:
- Age: An Indian citizen between the age group of 18 and 60 years
- Income source: salaried, self-employed, or pensioner
- Documents: 1 ID proof and 1 Address Proof
- Gap between two Home Credit loan applications: 90 Days
- Bank account: Should have an active bank account
To apply for a personal loan, you need to provide 1 ID proof and 1 current address proof.
List of acceptable documents for Existing Home Credit Customers: ID Proof:
- PAN Card [Mandatory]
Address Proof (Any one of these):
- Aadhar Card
- Voter Id card
- Driving License
- Passport
- Government House Allotment Letter
- Property Tax Receipt
List of acceptable documents for New to Home Credit Customers:
ID Proof:
- PAN Card [Mandatory]
Address Proof (Any one of these):
- Aadhar Card
- Voter Id card
- Driving License
- Passport
*Conditions apply. Home Credit India reserves the rights to call upon additional documents, if required.
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